Dental
Overview
Smile, you have dental coverage available through ABC Company. Keep your and your family’s teeth and gums healthy by choosing from one of the several options available.
- Dental Premier Basic Plus (Basic Plus) – With this option, you pay less per paycheck, but may have higher costs when receiving non-preventive services. You have the flexibility to choose providers in or outside of the network, but you may end up paying more for out-of-network services. This plan does not include orthodontia.
- Dental PPO High – This option will cost you more in paycheck contributions, but if you use a PPO dentist, you will likely have lower costs for non-preventive services (compared to the Basic Plus plan). You have the flexibility to choose providers in or outside of the network, but may end up paying more for out-of-network services. This plan includes orthodontia.
- Dental Maintenance Organizations (DMOs) – Offered through XYZ and EFG in certain locations, DMOs provide another option for coverage. While you must receive dental care through network providers, you either pay no additional costs or a fixed-dollar copayment for most services.
Things to know.
You have coverage flexibility. Select a coverage tier that works best for you and your family.
For cost and coverage details, review the comparisons.
See how the dental plans compare.
There are some similarities, but there are also some differences to consider.
How they're alike...
- Preventive care is covered at 100% (with dentist limitations).
- Coverage is available for basic and major services.
How they're different...
- The level of coverage varies for basic, major and orthodontic services.
- Flexibility in choice of dentists (there is no coverage for non-network dentists in a DMO plan).
Know the difference in CCC Dental providers. Going to a dentist in the CCC Dental PPO network could save you money. See how to maximize your dental dollars.
Considering one of the DMOs? You will want to follow these steps to ensure you have access to coverage:
- Call the DMO or visit its website to find dentists available in your area.
- If choosing a new dentist, confirm the dentist you choose is accepting new patients.
Ready to quit using tobacco products and save on premiums? Learn about support options.
Tools and resources.
Need help making your dental plan decision?
Review premiums (including added costs if you are a tobacco user) and use the Dental Plan Comparison Tool on the ABC Company Benefits enrollment website.
Looking for more details on dental benefits?
Check out the Benefits & Well-being site for additional information, including Summary Plan Descriptions (SPDs).
Want to know what dental benefit partners offer?
Connect with the resources available from dental benefit partners, including websites, mobile apps and more.