This content is intended to provide only basic information regarding the ABC Global LLC Group Benefits Plan (the Plan), the ABC Global LLC Cafeteria Plan, and the ABC Global LLC Thrift 401(k) Savings Plan (the 401(k) Savings Plan), not all the details. For more detailed benefits information, please refer to the appropriate Summary Plan Descriptions (SPDs), and any applicable Summary of Material Modifications (SMMs) to those SPDs. Every attempt was made to make this communication as accurate as possible. However, if a discrepancy exists between this communication and the official plan documents, the plan documents will govern. While it is appropriate to contact the ABC International Benefits Center or applicable claims administrator, respectively, with questions regarding your plan eligibility or coverage (or the ABC International Retirement and Savings Plan Center for 401(k) Savings Plan-related questions), no ABC International employee—such as a manager or member of the People Team—is authorized to make any representations regarding eligibility for, or coverage under, any plan. You should therefore not rely on any such representation. This site is not intended for employees represented by a union, since they receive benefits according to their applicable bargaining agreement.